Explore Business Funding Options for California Businesses
Learn about SBA-backed and private business financing options that may be available to eligible California businesses.
Financing options to explore
SBA 7(a) Loans
The SBA's most widely used program, generally used for working capital, expansion, equipment, and some acquisitions.
Learn about SBA 7(a) LoansSBA 504 Loans
Long-term financing generally associated with owner-occupied commercial real estate and major fixed assets.
Learn about SBA 504 LoansSBA Microloans
Smaller loan amounts made through nonprofit intermediary lenders, often paired with business assistance.
Learn about SBA MicroloansBusiness Term Loans
A lump sum repaid over a set period, commonly used for defined projects and one-time investments.
Learn about Business Term LoansBusiness Lines of Credit
A revolving limit a business can draw from as needed, often used for short-term or recurring cash flow gaps.
Learn about Business Lines of CreditEquipment Financing
Financing structured around the purchase of business equipment, where the equipment often serves as collateral.
Learn about Equipment FinancingFree tools for California business owners
Business Loan Readiness Calculator
See how prepared your business may be for financing and identify areas you can strengthen before applying.
Check My ReadinessBusiness Valuation Assessment
Estimate a value range for your business using normalized earnings, industry context, assets, growth, customer concentration, owner dependence, and transferability.
Results are estimates and are not a professional appraisal or formal valuation.
Estimate My Business ValueBusiness Loan Payment Calculator
Estimate payments, total repayment, and financing cost — and see what a payment could represent as a share of monthly revenue.
Estimate My PaymentSBA Eligibility Checker
Answer preliminary questions to see whether your business could be worth reviewing for SBA-backed financing.
Preliminary information only. Eligibility is determined by participating lenders and applicable program rules.
Check SBA CandidacyThis is preliminary information, not an eligibility determination, offer, or approval. Final eligibility, terms, rates and approval are determined by the applicable financing provider.
Explore funding options in California
Answer a few questions about your business and explore financing options that may be worth considering.
Find Funding Options